Accounts and services
Pension planning: What are the conditions for withdrawing money from my Pillar 3a account?
1Here are the various circumstances under which you can withdraw your 3rd pillar pension assets:
1. You have reached the normal OASI retirement age or are at most 5 years from it.
2. You are receiving a full state disability insurance pension (minimum 70% disability) and the risk of disability is not covered.
3. You will be using your pension capital for a pension fund buy-in (2nd pillar).
4. You are becoming self-employed (in the first year of affiliation with an OASI compensation office).
5. You are leaving Switzerland permanently.
6. You are financing the purchase of residential property or paying off a mortgage on your main residence.
7. Your funds must be transferred to another Pillar 3a foundation.
8. You pass away.
If none of these conditions are met, your pension assets cannot be released under any circumstances.